At Armonk-Somers Podiatry, Dr. John O'Hanlon works with most major insurance plans to ensure our patients receive the care they need. Please review our practice payment policy below to understand your financial responsibilities and insurance requirements.
Accepted Insurance Plans
We accept a wide range of insurance plans, including but not limited to:
Medicare Coverage Details
Our participation in Medicare includes: Physician visits and x-ray services
Patient responsibility: 20% coinsurance and annual Medicare deductible when applicable
Important Requirements
Patient responsibility: Bring all Workers' Compensation / No Fault Insurance and Attorney information at the time of your initial visit.
HMO Requirements
Patient responsibility: Provide insurance information, copy of insurance card(s) and referral
Important: If referral is not available at time of visit, payment is required. Reimbursement available upon valid referral (minus co-payment, coinsurance and/or deductible)
Co-payments: Collected at each visit
- Age Well New York
- Aetna Life Insurance
- Aetna US Health Care
- Aetna US HealthCare Senior Plan
- Affinity Health Plan
- Anthem Health Care
- Care Connect
- CHILD Health Plus (HIP)
- Choice One
- Chubb - Pedal Management
- Consumer Health Management
- Cigna (HMO)
- Cigna (PPO)
- Devon Health Services Inc.
- Empire Blue Choice
- Empire Blue Cross and Blue Shield
- Blue Choice Senior Plan Select
- Family Health Plus (HIP)
- FIDELIS
- First Health
- GHI
- GHI HMO
- GHI Family Health Plus
- HIP
- HIP Medicaid
- Horizon Blue Cross Blue Shield
- INDECS
- HealthNow
- Int'l Union of Operating Engineers
- Independent Health
- Medicare part B
- Medicaid
- Magna Care
- Multiplan
- MVP Health Plans
- Oxford
- PHCS
- HealthNet
- PHS Smart Choice
- POMCO
This list is not comprehensive. If you don't see your insurance provider listed, please contact our office to verify coverage.
Patient Financial Responsibility
As a courtesy to our patients, we will submit claims to your insurance company on your behalf. However, please be aware of the following responsibilities:
- Co-payments: Due at the time of service for each visit
- Deductibles & Coinsurance: You are responsible for any deductibles or co-insurance as determined by your insurance plan
- Non-covered services: Some services may not be covered by your insurance plan
- Referrals (HMO): Required for HMO patients - must be presented at time of visit
- Insurance updates: Notify our office immediately of any changes in insurance or employment status
- Medical necessity: If insurance deems services not medically necessary or non-covered, the balance becomes your personal responsibility
Important: If your bill becomes past due/delinquent, you become fully responsible for any late fees and/or collection fees additionally incurred.
Private Insurance & Self-Pay Options
Private Insurance: If you are not covered under any of the insurance plans that Dr. O'Hanlon participates with (or do not have insurance), payment for the initial consultation/office visit, x-ray(s), supplies and/or any services (surgical or otherwise) are required on the day of your appointment.
We will mail you an itemized receipt to submit for reimbursement to your insurance company if requested.
Self-Pay Patients: We believe that quality podiatric care should be accessible to all patients, regardless of insurance status, and will work with you to find an affordable solution for your care.
Payment Methods
Co-payments and payments for services not covered by your insurance are to be paid at the time service is rendered.
For your convenience, we accept the following forms of payment:
- Cash
- Money Order
- Personal Checks
There will be a $25.00 fee for all returned checks.